Guarantee
is an agreement between an investor and the guarantor of an organisation wanting to take on social investment if the debt cannot be repaid by the investee, the guarantor will step in to cover the costs.
5 Lessons from 5 Years of Good Finance
Blog
Melanie Mills, Managing Director of Social Sector Engagements reflects on the learnings of our recent Impact Hub and explores 5 key lessons from 5 years of Good Finance…
Ambition Community Energy
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Ambition Community Energy (ACE), is a Bristol-based social enterprise generating clean, affordable energy, run by the people of Lawrence Weston.
Duration
3-5 years (depending on tranche)
Cost of capital
5%
Turnover
Nil
Investor Details
BBRC
Amount invested
£750,000 (+ £150,000 from Power to Change)
Product type
Unsecured loan (incl. overdrafts)
Secured loan
Heart, Soul and Cold Hard Cash
Blog
This piece, contributed by Eloise Malone FRSA, Executive Creative Director from Effervescent, explores the role of lived experience and how to be ready for social investment when investment is a whole new world for you.
Gloucestershire Gateway Trust
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Gloucestershire Gateway Trust (GGT) is a social and environmental regeneration charity on the largest peripheral social housing estates around the edge of Gloucester by the M5.
Duration
3 Years
Cost of capital
9% (Y1) 7% (Y2 + Y3)
Turnover
£884,455
Investor Details
Social Investment Business
Amount invested
£158,000 (loan) + 62,000 (grant)
Product type
Blended – part grant, part loan
Risk Appetite
is the level of risk an organisation is prepared to face in order to meet their objectives. It is a framework to ensure organisations are making informed decisions including the appetite to take on investment and associated risks.
7 lessons learned
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