£1-5m

Empower Community Foundation

Image
Empower Community Foundation

Empower Community is a social enterprise that balances the interests of all stakeholders by developing projects that benefit all participants while providing high-quality, risk-mitigated investment opportunities.

Duration
16 years
Cost of capital
4.25% (2022) and 6.5% (2023)
Turnover
£4.4m
Investor Details
Triodos Bank - Corporate Finance team
Amount invested
£2.35m (2022) and £2m (2023)
Year of Investment
2023
Product type
Crowd-funded investment

London Early Years Foundation

Image
Woman drinks from pretend tea cup with two children

LEYF runs 40 nurseries across 12 London boroughs, delivering high quality Early Years education and care to children aged from birth to five years old. 

Duration
7 Years
Cost of capital
4.7% (average)
Turnover
£27.1m
Investor Details
Triodos Bank - Corporate Finance team
Amount invested
£1.5m
Product type
Charity bonds
Crowd-funded investment

Central YMCA

Image
Group of people at Central YMCA

Central YMCA is the world’s first YMCA, established in 1844, and a leading UK education, health and wellbeing charity. Their work includes creating alternatives to traditional education such as apprenticeships and study programmes, training fitness professionals who inspire communities, developing qualifications through an awarding organisation and helping people improve their health and wellbeing through the largest gym in central London.

Duration
25 Years
Cost of capital
2.41%
Turnover
£11,000,000
Investor Details
Charity Bank
Amount invested
£4,000,000
Year of Investment
2021
Product type
Secured loan

Energy Resilience

There are social investors who are actively investing for energy resilience of charities, social enterprises and community organisations. 

 

Social Impact Bonds

A Social Impact Bond (SIB) is a payment-by-results contract where social investors pay for your organisation to deliver a service – for example, helping homeless people to find a home – and the Government repays the investors with interest if the service is successful. 

SIB Provider Toolkit

Equity investment

An investment in exchange for shares in your organisation. For example, an investor pays £10,000 to own 10% of your organisation. Equity investors receive a share of any profits paid out by your organisation and get to have a say in how it is run, proportionate to the amount they invest.

Quasi-equity

An investment that reflects some of the characteristics of shares but without your organisation offering up equity. Rather than paying back a set amount each month, your repayments are typically based on the performance of the organisation – such as profits or income. For example, you receive an investment of £50,000 and agree to pay the investor 2% of your annual income for 5 years.

Secured loan

An investment that works like a mortgage on a house. An investor provides your organisation with a loan against an asset (often a building or equipment) as ‘collateral’. Alternatively, an organisation's parent company may offer its shares in the organisation as the collateral. You repay the loan on an agreed basis (e.g. regular monthly payments) usually with interest on top.