Long-term unemployed

- Does not have an addiction issue o Does not smoke o Does not drink to a harmful level (more than 4 times per week) or binge drink (more than 7 units every time they drink) o Does not take other drugs

- Takes part in regular exercise - Has improved physical fitness

- Is not overweight or obese (has a BMI of under 25) - Has an improved body composition

- Eats nutritious meals each day - Eats 5 portions of fruit and/or vegetables per day - Regularly has an adequate night’s sleep

- Level of benefits available to address financial inclusion - Number of people who qualify for benefits - Proportion of people who are accessing the benefits for which they qualify

- Government investment in financial inclusion - Government expenditure/funding for programmes - Procurement practices and public sector contracts that are designed to improve social outcomes (e.g. contracts and practices that support socially-motivated financial institutions and financial infrastructure, outcomes-aligned contracts) - Corporate investment and expenditure (giving) on improving financial inclusion

- Changes in policy and legislation (e.g. tax credits, wage legislation, consumer protection and fair treatment) - Changes to regulation (i.e. through regulators like the FCA) - Level of relevant parliamentary activity (e.g. white papers published, committees formed, consultations or reviews conducted, citations made) 

- Average household disposable income - Increase in income as a result of the multiplier effect - Ratios of highest paid to lowest paid employees across private, public and third sectors - Average annual poverty premium - Average annual costs of servicing debt - National levels of poverty - National GINI coefficient

- Levels of savings - Levels of over-indebtedness - Number of debt-related legal proceedings

- Availability and use of support for financial literacy and education, and advice regarding financial planning - Availability and use of support and legal services regarding debt and over-indebtedness - Geographical coverage of organisations offering financial advice or support services - Partnerships among financial service providers, public sector and third sector that promote financial support services