We offer between £50,000 and £1 million, with a 5.5%* fixed interest rate that won’t change during the lifetime of the facility. Additional commitment and legal fees apply.

Our flexible investment types include:

• Unsecured loans
• Blended finance (part loan/part grant)
• Standby facilities (a pre-approved loan to draw on if it's needed)
• Bonds **

Our unrestricted investment can fund:

• Working capital/cashflow management
• Delivering products and/or services to new customers
• Building organisational resilience such as investing in improving impact measurement and reporting, designing and developing products or services, systems and processes, sales and marketing, hiring new staff, and purchasing assets

Typically, our loans are between 3-5 years, but we can increase that up to 10 years under certain circumstances.

*Investments outside of a typical 3-5 year structure and/or without a regular payment schedule may attract a higher interest rate which will be determined on a case by case basis.

**If you are raising a bond to drive your social impact and fit our criteria we would be interested in hearing from you.