Communities Investment Fund (CIF) is a long running fund that has supported dozens of social businesses in Wales to grow through the provision of millions of pounds of social investment loan finance.

Previously an EU funded project, CIF is now in its third iteration and continues to make loans via the funds repaid from the investments made as part of the initial EU funded CIF project.

  • Our aim is to lend where others will not; as such, our risk appetite and pricing reflects that approach.
  • CIF loans are available from £50,000 to £250,000 with a guide interest rate of around 7%.
  • Loan size £50,000 to £250,000
  • Maximum term 25 years
  • Interest rate around 7%