The Birmingham Small Business Loan Fund offers local businesses and social enterprises access to the finance they may need to survive and thrive, protecting or creating jobs and boosting the local economy in Birmingham in the process.

The Birmingham Small Business Loan Fund is supported by Birmingham City Council, peer to peer lender Thin Cats and Unity Trust Bank.  

It has a total of £1m per annum to lend for three years – from 2017 to 2020. The fund offers:

  • Loans of £10,000 to £100,000 for any business purpose, including to support cashflow
  • Repayment terms from six months to four years with no penalty for early repayment
  • Responsible interest rates.