Start & Grow offers investment packages of between £10,000 and £60,000 to social enterprises, community organisations and charities to start-up, develop and expand their enterprising activities.  Start & Grow investments are usually made up of one third grant and two thirds loan.

The split of grant and loan will be negotiated during the assessment process, taking into account the potential social impacts and ability to repay.  Loans are repayable over up to five years (flexible terms can be agreed) and are charged at a fixed interest rate of base rate (currently 0.75%) plus 6%.

Investments can be used for both revenue and capital costs (including set-up costs).  Your application must demonstrate that, as a result of our investment, your business will make a difference in the community in which you work, whilst meeting the charitable objects of Resilient Scotland.