Community Chest specialise in peer to peer lending to raise unsecured loan finance to support commercially viable social businesses with charitable or community objectives.
We operate a business model which enables viable organizations that have a clear social mission to borrow directly from a syndicate of many small investors using a p2p lending platform.
Community Chest via the platform, manages the collection of loan repayments, distributing interest income and capital repayments to lenders as well as arranging legal documentation. Our approach facilitates the involvement of a crowd of supporters/investors but the borrower only deals with a single organisation and will not need to deal with each of the individual lenders.
We also have exclusive access to £2m of funding from Big Society Capital to match funds from individual investors.
Working across the UK and with access to thousands of active investors, Community Chest matches viable social businesses with like-minded investors who get Social Investment Tax Relief (SITR)