Sandwell Community Caring Case Study | Good Finance

Sandwell Community Caring

Sandwell Community Caring Trust used social investment to help it acquire a residential care home in the Black Country.

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7 years
Cost of capital 
Blended 10% (7.5% + revenue participation)
£14 million
Amount invested 
Secured loan


Many people with dementia and physical or learning disabilities are unable to live completely independently.


Sandwell CCT provides high quality, personal residential care for older people with dementia and supported living for people with physical and learning disabilities. Social investment was used alongside a loan from Unity Trust to help it acquire a 62-bed residential care home for £4.25 million to expand its operations.


Sandwell CCT’s services are used by a mixture of private individuals and local council commissioners. The income generated from these services is used to repay the investment.


More than 700 vulnerable people from in and around the Black Country are looked after by Sandwell CCT.

Putting people first came over so powerfully when we worked with Sandwell CCT. This respect runs right through the organisation and makes it such a proud investment for us.

        Nigel Kershaw, CEO of Big Issue Invest